Social Security continues to evolve, with adjustments affecting payments and changes to the method of disbursing benefits. President Donald Trump had proposed ending the taxation of Social Security benefits, though this has not yet been implemented.
However, a significant change is scheduled for September 30, 2025, when the majority of Social Security payments will be distributed electronically, phasing out the issuance of paper checks.
Key Changes to Social Security Payments
Starting September 30, 2025, most Social Security beneficiaries will no longer receive paper checks. This move, authorized by an executive order signed by President Trump, aims to transition the program fully to electronic payments.
The Treasury Department may still make exceptions for individuals who do not have access to a checking account.
Currently, Social Security payments are made on Wednesdays, with the exact date depending on the recipient’s birthdate. The Social Security Administration (SSA) has a set schedule for monthly distributions:
- First to 10th of the month: Paid on the second Wednesday (e.g., May 14, 2025)
- 11th to 20th of the month: Paid on the third Wednesday (e.g., May 21, 2025)
- 21st to 31st of the month: Paid on the fourth Wednesday (e.g., May 28, 2025)
Electronic Payments Dominate Social Security Disbursements
Almost 74 million Social Security beneficiaries are paid via electronic transfer. The SSA recommends waiting three extra mailing days if your payment is delayed before reaching out. As most payments are electronic (99%), they usually arrive on time.
Two SSI Payments in May
Supplemental Security Income (SSI) recipients will see two payments in May 2025. The first payment, due on May 1, covers benefits for the month of May.
The second payment, due on May 30, will be for June 2025. SSI payments are often made early when the first of the month falls on a federal holiday or weekend, as is the case with June 1, 2025 (a Sunday).
About 7.4 million Americans—those with disabilities or limited resources—rely on SSI benefits. Many recipients also qualify for regular Social Security benefits.
Social Security Payment Schedule for May 2025
For those receiving Social Security retirement benefits, here’s a quick breakdown of the payment schedule for May 2025:
| Date | Birthdate Range |
|---|---|
| May 14, 2025 | 1st – 10th of the month |
| May 21, 2025 | 11th – 20th of the month |
| May 28, 2025 | 21st – 31st of the month |
What is SSI?
Supplemental Security Income (SSI) provides financial assistance to individuals who are aged 65 or older, blind, or living with a qualifying disability.
Children with a qualifying disability may also qualify for SSI. In general, SSI applicants cannot have income exceeding $2,019 per month for individuals or $3,019 for couples.
To apply for SSI, individuals can either submit an online application, visit their local Social Security office, or call 1-800-772-1213 during business hours.
2025 SSI Payment Dates
The SSA has confirmed the following payment schedule for SSI beneficiaries in 2025:
| Date | Check for |
|---|---|
| May 1, 2025 | May 2025 |
| May 30, 2025 | June 2025 |
| July 1, 2025 | July 2025 |
| August 1, 2025 | August 2025 |
| August 29, 2025 | September 2025 |
| October 1, 2025 | October 2025 |
| October 31, 2025 | November 2025 |
| December 1, 2025 | December 2025 |
| December 31, 2025 | January 2026 |
The Social Security and SSI payment systems are undergoing significant changes, with the transition from paper checks to electronic payments set for September 2025. SSI recipients will benefit from an additional payment in May 2025 due to the first of the month falling on a weekend.
Be sure to check the payment schedule for specific dates and plan accordingly. If you qualify for SSI, ensure your application is up to date to avoid delays.
FAQs
When are Social Security payments made?
Social Security payments are made on Wednesdays, based on the beneficiary’s birthdate. The payments are distributed on the second, third, or fourth Wednesday of each month.
What is the reason for two SSI payments in May?
SSI recipients receive two payments when the first of the month falls on a federal holiday or weekend. In May 2025, the first falls on a weekend, which results in an early payment for June.
How can I apply for SSI benefits?
Applications for SSI can be made online, in person at your local Social Security office, or by calling the SSA helpline at 1-800-772-1213.