Many Canadians may notice an unexpected deposit in their accounts this June 2025. These extra credits from the Canada Revenue Agency (CRA) could stem from ongoing benefits, tax adjustments, or retroactive top-ups.
If you’ve filed your taxes and meet eligibility criteria, you might be in line for one of these payments. Here’s a full breakdown of what to watch for, how to check your status, and what to do next.
What Are Extra CRA Credits?
Extra CRA credits refer to any payments received outside your usual benefit schedule, typically resulting from:
- Retroactive payments for underpaid amounts
- Top-ups from revised income thresholds or new eligibility
- New quarterly credits or rebates
- Tax-related adjustments
These credits are often direct deposited with little advance notice, leading to the common term: surprise deposits.
CRA Payments Scheduled for June 2025
Here’s a list of major CRA-related benefit payments you may receive in June 2025:
| Benefit Type | Payment Date | Eligible Individuals |
|---|---|---|
| GST/HST Credit | June 5, 2025 | Low-to-moderate income Canadians |
| Canada Child Benefit (CCB) | June 20, 2025 | Parents/guardians of children under age 18 |
| Climate Action Incentive Payment | June 14, 2025 | Residents in federally priced carbon provinces |
| Advance Canada Workers Benefit | Mid-June | Low-income employed individuals |
| Ontario Trillium Benefit (if applicable) | June 10, 2025 | Ontario residents eligible for property/energy rebates |
These payments are issued automatically if you’ve filed your 2024 income tax return and meet eligibility rules.
Why You Might Receive a Surprise Deposit
You could receive a surprise CRA credit in June 2025 if any of the following applies to you:
- You recently filed or updated your tax return and became eligible for a benefit.
- Your 2024 income qualifies you for a new credit this quarter.
- CRA reassessed a previous payment and owed you additional funds.
- You qualified for a retroactive adjustment based on family status or income changes.
In many cases, these surprise payments can be $100 to $600 or more, depending on the program and your household situation.
Eligibility for CRA Benefits
While each benefit has its own requirements, common eligibility factors include:
- Filing your taxes every year, even with no income
- Being a resident of Canada
- Meeting income thresholds
- Providing accurate information on dependents, marital status, and banking details
Failing to meet any of these conditions may cause a delay or disqualification from receiving credits.
How to Check for CRA Credits
If you’re unsure whether you’re due to receive extra money in June, here’s how you can find out:
1. CRA My Account
Log into your secure CRA online account to view your:
- Benefit payment history
- Upcoming credit amounts
- Direct deposit status
2. Review Benefit Sections
Each benefit—like the GST Credit, CCB, or CAIP—has its own section with dates and amounts.
3. Update Your Info
Ensure your:
- Direct deposit info
- Mailing address
- Marital and dependent status
…are all current to avoid missed or misrouted payments.
Examples of Who May Get Paid in June
| Profile | Likely Credit | Estimated Amount |
|---|---|---|
| Low-income senior (single) | GST/HST, CAIP | $300–$600 |
| Single parent with two children | CCB, GST/HST, CAIP | $800–$1,200 |
| Working low-income adult (no children) | Canada Workers Benefit | $300–$500 |
| Ontario homeowner | Ontario Trillium Benefit | Varies by region/income |
These are estimates and vary depending on your personal and financial circumstances.
Tips to Maximize Your Credits
- File taxes early every year, even if you have no income.
- Update your marital status or number of dependents promptly.
- Use direct deposit to avoid waiting for mailed cheques.
- Check your CRA account regularly to monitor your payment schedule.
If you’re wondering whether a surprise CRA deposit is headed your way this June 2025, the answer depends on your income level, family status, and whether your taxes are up to date.
With scheduled payments like the GST/HST Credit, CCB, and CAIP, thousands of Canadians could receive extra support.
By staying informed, reviewing your CRA account, and maintaining accurate records, you can ensure you don’t miss out on any benefit you’re entitled to.
FAQs
I got an unexpected deposit from CRA. Is it real?
Yes, CRA often issues legitimate surprise deposits when you’re newly eligible or owed a retroactive amount. Always confirm through your CRA My Account.
What if I haven’t received anything yet in June?
First, check your CRA My Account for payment info. Also ensure your direct deposit info and tax filings are current.
Do I need to apply separately for these credits?
In most cases, no separate application is needed—filing your income tax return is the key trigger for CRA to assess your eligibility.